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About Our Investments

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Smart Financial Instuments

Our Investments

Western Ridge Group Investment group has set up to deliver a wide range of investment products and services. Our Investment Group therefore represents the financial institution’s resolve at diversifying her products and services offering aimed at delivering total financial solutions.

Here is a list of Western Ridge Group Investment Group Products & Services:

  • Asset Management.
  • Issuing House (Capital Raising)
  • Business & Financial Advisory services
  • Export Financing
  • Project Finance

Western Ridge Group Asset Management

Western Ridge Group Our Asset Management provides unique portfolio Management services designed for private individuals and institutional investors seeking professional asset management expertise. Our asset management product offers eligible investors discretionary and non-discretionary investment options. We however assure our clients of our professional expertise in identifying viable investment across asset classes for optimum return.

Product Features:

  • Minimum initial deposit of €500,000.00 and subsequent investment in multiples of €100,000.00
  • Subsequent investment could be made depending on the investor’s timing preference.
  • Initial duration of 3 years with option of realizing the investment (with prior notice of not less than 3 months)
  • Part draw down on investment prior to expiration of the initial duration is allowed subject to the required notice period applicable charges.

Western Ridge Group Benefits:

  • Optimum growth
  • Liquidity
  • Preservation of value
  • Subscription is flexible
  • Quarterly reports on investment
  • Confidentiality
  • Maximum bridge finance of 70% of investment at the prevailing market cost of funds
  • Safety of investment

Investment for Individuals

An individual investor, or retail investor, is a non-professional investor who invests their own money. They invest to meet their individual investment goals, such as to save for retirement, a child’s education fund, or to build wealth generally. Investment for Corporates Commercial investment is an investment in a for-profit enterprise involved in the buying or selling of goods and services, with the expectation of generating cash flow. An individual, group or institution can assume this type of investment. Frequently, a group of investors who combine assets will fund a commercial venture.

Private Investments

Investment services created exclusively for you As a customer of our private Investment service, we offer a range of solutions that can satisfy your particular financial requirements. From current and savings accounts, to mortgages, credit cards and asset finance, your Relationship Manager will help connect you with products that make your money work harder.

  • Private Current Account
  • Current Account Tracker
  • Cash ISAs
  • Private Mortgages
  • Private credit card
  • Private asset finance
  • Private Current Account

The Private Current Account delivers all the everyday Investment services you might need, including instant access to your money, it also comes with the option of linking your surplus credit balances to a Private Savings Account.

You and your family will also receive Worldwide Family Multi-Trip Travel Insurance, provided by Western Ridge Group. This multi-trip travel insurance policy provides up to 31 days cover per trtip and there's no annual limit on the number of times you can travel. Your travel insurance includes up to 17 days winter sports, business and golf cover. You and your partner are covered, provided you live together and are under 75 years old, plus up to four dependent children under the age of 18. Cover is not provided for undeclared pre-existing medical conditions or for travel in, to or through Afghanistan, Cuba, Liberia and Sudan or areas where, prior to your trip commencing, the Foreign and commonwealth Office have advised against all but essential travel. Full details of the cover available can be found in the Key Facts and Policy Document.

Investment for Individuals

An individual investor, or retail investor, is a non-professional investor who invests their own money. They invest to meet their individual investment goals, such as to save for retirement, a child’s education fund, or to build wealth generally. Investment for Corporates Commercial investment is an investment in a for-profit enterprise involved in the buying or selling of goods and services, with the expectation of generating cash flow. An individual, group or institution can assume this type of investment. Frequently, a group of investors who combine assets will fund a commercial venture.

Offshore Investment

Our range of offshore investment solutions is no longer available to new customers. Existing offshore customers can go on with Western Ridge Group International directives for offshore financial services. While, new customers should visit any of our branches for more information.

Migrant investment

Whether you are moving from anywhere in the world to the Belgium, or considering moving permanently or temporarily Belgium, you can be confident your financial requirements will be looked after at Western Ridge Group. Our Migrant Financial teams can help make your move as smooth as possible.

Current Account Tracker

Current Account Tracker provides all the same features as our Private Current Account but without Travel Insurance Cover.

Private savings

Whatever your needs in life, we offer a selection of savings solutions to help preserve and grow your money. Your Relationship Manager can discuss your options with you, including Private Savings Account, Cash Individual Savings Accounts (Cash ISAs) and Term Deposits.

Cash ISAs

Your annual Cash ISA Subscription limit from the 8th April 2022 to 7th April 2024 is €5,760. We offer a range of Cash ISAs to help meet your needs, including Instant Access, Fixed Rate Bond(s) and 40 day notice. To find out more about Cash ISAs or about any of the other products and services we offer, speak to your Relationship Manager today.

Private mortgages

We offer a wide range of mortgages that match your personal needs and situation, including current account, offset and fixed rate mortgages. Your Relationship Manager can introduce you to our mortgage specialists to ensure you receive a mortgage that is right for you.

Western Ridge Group Get Expert Financial Service

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Personal Investments

Mortgages

The more you know, the easier it is Owning a house is everyone’s dream, doing so through a hassle-free process is an icing on the cake. This is what Western Ridge Group stands to offer - making the dream of owning your own home a reality! Whether you are planning to buy a land and build later, or commence construction or buy an already developed home, we are there all the way as a trusted companion, guiding and supporting financially when others fail to. Our well thought - out loan choices with peculiar features to suit your needs, aspirations and financial conditions is a must to experience.

What do I need to know?

  • Steps to Property Ownership
  • What can I use the loan for?
  • What are the loan features?
  • How do I insure my property?
  • What document do I need to provide for the loan request?
  • What about Non Resident Mortgage Facility?

Available Mortgages

Benefits

Personal Insurance

Home Insurance to suit your home and lifestyle. Choose from a range of extra options that gives you the choice and flexibility to build the right level of cover to protect your home, possessions and lifestyle.

How it Works

Choose the core cover required.

Core Requirement

Choose the core cover required.

Technology and Entertainment - Electrical items like TVs, cameras and computers are covered against accidental damage and loss, both inside and outside your home.

Accidental Damage - You can add accidental damage cover to your core cover. And because this doesn't include items covered by other packages you won't pay to insure the same things twice.

Personal Items - From your glasses to cash or your pedal cycle, make sure you have enough cover for all your personal items whether you're at home or out and about.

Garden - Protect your plants, garden, furniture, lawns and tools. You can even have your garden re-landscaped should emergency services ever damage it. Home Emergency - 24/7 Home Emergency assistance, help and advice which includes cover for loss of heating, emergency roof repairs and securing broken windows or doors.

Legal Expenses - Access to a wide range of legal solutions, including professional mediation and consumer protection.

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Foreign Draft

Private Investments

Feel at home with overseas payments. Make foreign currency payments with confidence. Foreign Drafts from Western Ridge Group provide your business with a secure method of settling overseas invoices. Flexible and reliable, it’s the ideal cost-effective solution for non-urgent transactions.

More Benefits

Complementary Solutions

Important Information

Costs: Standard charges can be found in the interest rates and charges section. Speak to your Relationship Manager for more details.

Terms and Conditions

Whilst payment is guaranteed by the drawers’ institution; in certain circumstances it may be returned unpaid to the beneficiary (i.e., if the Foreign Draft is reported lost or stolen, or the Foreign Draft is unable to be processed by the beneficiary’s institution).

We Offer Investments for Everyone

World Class Investment Services

Mobile Investments

Mobile trading or investments refer to the use of wireless technology in securities trading. Mobile trading allows investors to access trading platforms from their telephones rather than being confined to traditional trading methods via computer.

Building a More Compact Future Economy

Personalized Card refers to the Card embossed with your name that you will receive automatically after your second load. Upon activation of the Personalized Card, the Instant Issue Card will be disabled.

Investment Solutions

Community Building

Community building is a continuous duty of the Federal Government, Stage Governments, and private sector to which we belong.

  1. Committed to Deliver: We have determined to succeed and we will deliver.
  2. Consistent Management: Over the years we have proven our worth and consistent management is key.

We Help Customers & Their Businesses

Everything you get with Western Ridge Group Investments

Personalized Card refers to the Card embossed with your name that you will receive automatically after your second load. Upon activation of the Personalized Card, the Instant Issue Card will be disabled.